ABSTRACT The research was based on the topic "mobilizing Domestics savings for economic growth and development in the banking industry. (A case study of Union Bank of Nig PLC 1999 " 2000. In carrying out this research, I examined thoroughly. The various factors, which militates severely against the effective and efficient mobilization of domestic savings these factors were identified to range from the level of income earned of the saver. The interest rate that the bank pays on depots of customers, to the effect of bank distress syndrome in the banking industry. Efforts were geared towards recommending various measures the bank can use to improve greater mobilization of domestic resources in our bank. The various ways through which an increase in domestic savings mobilization can also effect on increase in economic growth and development were also identified. These include granting of loans and overdraft of to deficit customer, assisting in the provision of amenities to the host community generating employment and affirming of scholarship and promotional programmes. The research was accomplished through the use of questionnaires and secondary data. The testing and analysis of relevant data obtained were done through the use of chi " square statistical test techniques. TABLE OF CONTENTS Title page Dedication Approval page Acknowledgement Abstract vi Table of Contents CHAPTER ONE INTRODUCTION 1.1 Background of study 1.2 Statement of Problem 1.3 Purpose / Objective of Study 1.4 Research Questions 1.5 Research Hypothesis 1.6 Significance of the Study 1.7 Scope , Limitations and Delimitation 1.8 Definitions of terms Reference CHAPTER TWO Review of related literature 2.1 Domestic Financial Resource Mobilization Efforts of the Nigeria Financial System 2.2 Principal Sources of Savings 2.3 Constraints to Effective Mobilization of Savings for Economic Growth and Development 2.4 Effect of Bank Distress in Mobilization of Savings. 2.5 Effects Of Income Earned To Savings Mobilization 2.6 Effect Of Interest Rate In Mobilization Of Domestic Savings 2.7 Strategies for Improving Mobilization Or Savings in Union Bank of Nigeria Plc Reference CHAPTER THREE Research Design and Methodology 3.1 Research design 3.2 Area of Study 3.3 Population 3.4 Sample and Sampling Techniques 3.5 Instruments of data collection 3.6 Methods of Data Analysis CHAPTER FOUR Data Presentation and analysis 4.1 Data Presentation 4.2 Test of hypothesis CHAPTER FIVE Findings Recommendations and conclusion 5.1 Summary of Findings 5.2 Conclusion 5.3 Recommendation Bibliography Appendix
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